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Description
MOSAIC America's Bank: The Epic Struggle to Create the Federal ReserveA tour de force of historical reportage, Americas Bank illuminates the tumultuous era and remarkable personalities that spurred the unlikely birth of Americas modern central bank, the Federal Reserve. Today, the Fed is the bedrock of the financial landscape, yet the fight to create it was so protracted and divisive that it seems a small miracle that it was ever established. For nearly a century, America, alone among developed nations, refused to
A tour de force of historical reportage, America’s Bank illuminates the tumultuous era and remarkable personalities that spurred the unlikely birth of America’s modern central bank, the Federal Reserve. Today, the Fed is the bedrock of the financial landscape, yet the fight to create it was so protracted and divisive that it seems a small miracle that it was ever established.For nearly a century, America, alone among developed nations, refused to consider any central or organizing agency in its financial system. Americans’ mistrust of big government and of big banks—a legacy of the country’s Jeffersonian, small-government traditions—was so widespread that modernizing reform was deemed impossible. Each bank was left to stand on its own, with no central reserve or lender of last resort. The real-world consequences of this chaotic and provincial system were frequent financial panics, bank runs, money shortages, and depressions. By the first decade of the twentieth century, it had become plain that the outmoded banking system was ill equipped to finance America’s burgeoning industry. But political will for reform was lacking. It took an economic meltdown, a high-level tour of Europe, and—improbably—a conspiratorial effort by vilified captains of Wall Street to overcome popular resistance. Finally, in 1913, Congress conceived a federalist and quintessentially American solution to the conflict that had divided bankers, farmers, populists, and ordinary Americans, and enacted the landmark Federal Reserve Act.
Roger Lowenstein—acclaimed financial journalist and bestselling author of When Genius Failed and The End of Wall Street—tells the drama-laden story of how America created the Federal Reserve, thereby taking its first steps onto the world stage as a global financial power. America’s Bank showcases Lowenstein at his very finest: illuminating complex financial and political issues with striking clarity, infusing the debates of our past with all the gripping immediacy of today, and painting unforgettable portraits of Gilded Age bankers, presidents, and politicians.
Lowenstein focuses on the four men at the heart of the struggle to create the Federal Reserve. These were Paul Warburg, a refined, German-born financier, recently relocated to New York, who was horrified by the primitive condition of America’s finances; Rhode Island’s Nelson W. Aldrich, the reigning power broker in the U.S. Senate and an archetypal Gilded Age legislator; Carter Glass, the ambitious, if then little-known, Virginia congressman who chaired the House Banking Committee at a crucial moment of political transition; and President Woodrow Wilson, the academician-turned-progressive-politician who forced Glass to reconcile his deep-seated differences with bankers and accept the principle (anathema to southern Democrats) of federal control. Weaving together a raucous era in American politics with a storied financial crisis and intrigue at the highest levels of Washington and Wall Street, Lowenstein brings the beginnings of one of the country’s most crucial institutions to vivid and unforgettable life. Readers of this gripping historical narrative will wonder whether they’re reading about one hundred years ago or the still-seething conflicts that mark our discussions of banking and politics today.
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4.2 ★★★★★
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Product Reviews
★★★★★ 5
Perfect fit and Style
Color: Black, Size: Large
LOVE THESE TANKS. The material is stretchy, durable and not see through, it’s a longer fit so it doesn’t stop at the waist and has a small curve cut at the waist area. Perfect for layering as the neck is high and also makes for good coverage for those who are bustier like myself. I ordered A large AND ordered four different colors as they are a great price.
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Reviewed in the United States on May 21, 2026
★★★★★ 4
Good basic tanktop
Color: White, Size: Small
The material feels really nice and soft to the touch. It’s great as a basic tank top for everyday wear, especially during hot weather. 🌤️ The fit is flattering and shapes the body well without feeling too tight. Simple, comfortable, and easy to match with anything!
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Reviewed in the United States on May 8, 2026
★★★★★ 5
Very flattering
Color: Royal Blue, Size: Small
I ordered four of these tops, two white, a beautiful royal blue, and the great green one . There are so many things to like about this top but they didn’t work for my needs. The fabric is a nice weight, it is form fitting but not clingy, soft and comfortable, I was looking for tops that would not expose my bra straps. The style is cut in at the shoulder which will show your straps. If that’s not an issue for you then you will love this top. Can be worn by itself, under a suit jacket or blouse. The colors are bright and flattering, perfect for spring and summer.
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Reviewed in the United States on May 27, 2026
★★★★★ 5
Nice Fit - Casual or Dressy Casual
Color: Black, Size: Large
The tank top is comfortable, true to size and form fitting with great length (tank runs about 3 inches past my waist). I like the look and fit so much I bought the same tank in several different colors. The tank looks great with my wide leg jeans and below the knee bubble skirt. The tank is versatile and can be worn for leisure or dressy casual creating a polished look, i.e. wear with a blazer or smart casual skirt. I watch for a discounted price as some colors may be offered at a lower price.
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Reviewed in the United States on May 21, 2026
★★★★★ 5
These are great tank tops!
Color: Grey, Size: Medium
I have several different colors of this top. The material is very soft. They fit true to size and can be worn either casual or dressed up.
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Reviewed in the United States on May 8, 2026
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